Most Canadians are flying blind with their money.

See how long your money really lasts if income changes, and which decisions strengthen or weaken your safety line before life forces the issue.

No bank logins, no sales pitches. Your data stays in Canada.

Coverage· Paycheques, debt, savingsMade for· TFSA, RRSP, RESP, CPPSignal· Scenario-first insights

TFSA, RRSP, RESP awareCRA-aligned tax assumptionsIndependent tool only, no bank partnerships

Household snapshot

One page view across cash flow, debt, savings, and Canadian tax guardrails.

Household income (after tax)$6,200per month

Monthly cash

+$620

After tax & bills

TFSA runway

$18,400 room

On track in 14 months

Safety buffer

4.2 months

Emergency coverage

Based on Ontario tax rules, 2025 estimates.

How it actually helps

The core systems behind your Canadian money plan.

Four connected modules turn scattered accounts, debts, and savings into a single Canadian-specific view, so every paycheque has a clear job.

Household operating picture

See income, spending, debt, savings, and retirement in one Canadian-specific view, instead of ten tabs and three apps.

Scenario-first planning

Test moves like parental leave, a new mortgage, or a career change and see the impact on cash flow before you commit.

Buffers and runways

Turn account balances into months of safety, paydown timelines, and contribution paths so you know how long your money really lasts.

Canadian guardrails built in

Keep CPP, OAS, EI, RESP, TFSA, and tax rules in view so you are not planning off US calculators or guesswork.

Together, these modules keep your plan aligned with Canadian rules, show how long your money lasts, and highlight the safest next move for your household.

Most people don’t actually know how fragile their money is.

One surprise expense shouldn’t wreck your plans, but for most Canadians it does. This shows you what’s safe, what’s shaky, and what to fix before life tests it.